Need a pre-qualification letter?

Get your mortgage prequalification letter easily and free of charge from your Multi-Prêts Équipe Caron broker. To do so, they’ll ask for proof of income, family income, residence, and other relevant documents depending on your situation (for example, whether you’re an employee or self-employed). The broker will help you understand both the bank-approved budget — which complies with lender and insurer ratios — and your personal budget, based on your own financial reality.

Lock your rate months ahead

Thanks to prequalification, you can lock in your interest rate to protect yourself from potential increases — sometimes for up to 6 months. The best part? It doesn’t commit you to anything. And if interest rates drop, you can still take advantage of the new, lower rates. A true win-win situation!

Never get caught off guard with Équipe Caron

Many potential buyers who don’t work with a mortgage broker wait too long to gather all the information needed to make an offer — not to mention the steps and waiting periods required by the different parties involved in their file. The result? They run out of time to get their mortgage approved and risk missing out on an opportunity that might not come around again anytime soon. When you work with a mortgage broker, they handle everything so you’re ready to purchase your property on time. Our brokers are used to working under tight deadlines — where every single day counts.

What happens if my situation changes?

Pre-approval is not definitive: job changes, divorce, or new debts can alter the final decision. Your broker will adjust the strategy if required.

Équipe Emmanuel Paquin

Residential and Commercial Real Estate Broker

Montréal

(514) 757-6268 info@emmanuelpaquin.com

An Experienced Team That Has Found Success Through Customer Satisfaction And Protection Of Their Interests, Because Its Primary Goal Is Not To Complete A Transaction, But To Serve You Best! L'Équipe Emmanuel Paquin is a team of real estate brokers in the Montreal area, founded by Emmanuel Paquin and Françoise Cardyn. Passionate about what they do, their team has been committed to delivering an exceptional customer experience since 2009. As experienced, knowledgeable and professional brokers with over 30 years of combined experience in sales, administration and public relations, they want to help you realize your dreams. There are many reasons why L'Équipe Emmanuel Paquin should be at the top of your list when you're looking for someone who can deliver an exceptional customer experience and a kindness matched only by competence! Passion, attentiveness, efficiency and dynamism are the key words that characterize their work. Their goals are focused on your needs, and every transaction will receive personalized attention, because it's just as unique and important as the character of each person or situation. - which means this team will do whatever it takes to ensure you're satisfied with the outcome of every transaction!

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