Need a pre-qualification letter?

Get your mortgage prequalification letter easily and free of charge from your Multi-Prêts Équipe Caron broker. To do so, they’ll ask for proof of income, family income, residence, and other relevant documents depending on your situation (for example, whether you’re an employee or self-employed). The broker will help you understand both the bank-approved budget — which complies with lender and insurer ratios — and your personal budget, based on your own financial reality.

Lock your rate months ahead

Thanks to prequalification, you can lock in your interest rate to protect yourself from potential increases — sometimes for up to 6 months. The best part? It doesn’t commit you to anything. And if interest rates drop, you can still take advantage of the new, lower rates. A true win-win situation!

Never get caught off guard with Équipe Caron

Many potential buyers who don’t work with a mortgage broker wait too long to gather all the information needed to make an offer — not to mention the steps and waiting periods required by the different parties involved in their file. The result? They run out of time to get their mortgage approved and risk missing out on an opportunity that might not come around again anytime soon. When you work with a mortgage broker, they handle everything so you’re ready to purchase your property on time. Our brokers are used to working under tight deadlines — where every single day counts.

What happens if my situation changes?

Pre-approval is not definitive: job changes, divorce, or new debts can alter the final decision. Your broker will adjust the strategy if required.

Online request

Secure your rate in just a few quick steps

Choose your need, answer the focused questions, and quickly receive the best financing strategy from Équipe Caron.

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Which mortgage need should we support?

Pick the option that matches your situation so we can prepare the ideal strategy.

Choose your need

Pick the situation that applies to you.

Questions (1/2)

Answer the first focused questions.

Questions (2/2)

Provide the complementary information.

Contact info

Leave your contact details so we can reach you.

Fill out the requested information. You can go back at any time.

Will you live in the property? *

What type of property is it? *

What is the expected purchase price? *

Will you live in the property after renewal? *

What is your current property value?

What is your current mortgage balance?

Is your mortgage insured by CMHC, Sagen or Canada Guarantee?

Who is your current lender?

When is your renewal date?

Will you live in the property after refinancing? *

What is your current property value?

What is your current mortgage balance?

Who is your current lender?

How much additional funding would you like to withdraw?

*The sum of your mortgage balance and extra funds cannot exceed 75% of your property value.

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By submitting this form, you consent to your information being shared with Équipe Caron or any directly involved third party.* You agree to Équipe Caron's personal data usage terms and privacy policy. You consent to receiving calls, emails, and SMS from Équipe Caron for follow-ups and marketing communications.

Prefer to talk to a broker right away?

Call us for personalised guidance and a free review of your file.

Call 1-855-654-3276

Secure your rate in just a few quick steps

Which mortgage need should we support?

You want the lowest rate for a new purchase.

Your renewal date is approaching.

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